Saving for it. Saving for a home loan or mortgage isn’t glamorous but it has to be done. So here are some savings tips for first home buyers to help get you into the property market. How much should I be saving? One of the first rules of saving is to set a goal. But what should […]

Before you decide to purchase your first property there are a number of things to consider, including your current personal circumstances and financial status. 1. Think about why you want to buy a home Do you want to live in it or will it be an investment property? This can help determine the kind of […]

Auctions are competitive and stressful for most bidders. Here are six smart strategies that could improve your chances of winning. 1.Don’t show your hand – Revealing your maximum bid limit to the agent before the auction could encourage them to push you a little further. For example, during the auction the agent might indicate you’re close […]

Before taking action on any of the below ‘Top 15 Ways’, we recommend you speak with a finance specialist. Call the office for more information on any of these 15 suggestions. 1. Pay the first home loan instalment as soon as you settle. 2. Review your loan at least every two years and ask your […]

1. Email us for our budget organiser to help you get started! 2. Save 10% of my earnings – Direct debit into a separate higher interest savings account to avoid unnecessary or emotional spending temptations. Or, if you have a mortgage, these savings may be better served by depositing them into your mortgage or offset […]

It is possible for people to launch into the property investment market in their early twenties – in fact, this is a great time to start, when you are first launching into your career and don’t yet have any other financial responsibilities such as a family to support. However, buying an investment property can never be an […]