Property has long been considered a popular path to wealth creation for Australians. It has the potential to generate capital growth (an increase in the value of your asset) as well as rental income. There are also tax advantages associated with negative gearing. However, when buying an investment property, it is wise to remember that you are making a […]
A white-label loan is essentially a home-branded loan, much like the home-branded products you see in the supermarket aisles. Like these products, white-label loans aim to deliver many of the same great features as bank-branded home loans, but for a lower cost to you the customer. A trend seen in supermarkets over recent years has […]
Your home loan is usually your largest financial commitment. We understand that changes in interest rates can have a big impact on your monthly repayments and how long it takes you to pay out your loan. Refinancing to another loan might cost you thousands in early exit fees1 and other required fees, but it could possibly […]
Mortgage brokers, loan pre-approval, fixed versus variable rate loans, stamp duty, conveyancing…..if you’re new to Australia, the language of home buying can seem mystifying. Here are some of the things you need to know to get yourself on the road to the great Australian dream. Keep in mind, however, that speaking with an expert is […]
Navigating the world of Self-Managed Super Funds (SMSFs) can be a complex journey, especially when it comes to property investment. However, with the right guidance and understanding, this journey can lead to a rewarding destination – a secure and comfortable retirement. This guide will walk you through the process of SMSF property investment, providing you […]
Your home loan is usually your largest financial commitment. We understand that changes in interest rates can have a big impact on your monthly repayments and how long it takes you to pay off your loan. Switching loans might cost you thousands in early exit fees and other required fees, but it could possibly SAVE […]
It can be tempting to stay in your home when you’re renovating, rather than spending money on rent. But is it really a good idea? Consider the pros and cons before you make a decision. Advantages of staying in your home You’ll keep your creature comforts and sleep at the same address, but what are […]
Pay the first home loan instalment as soon as you settle Review your loan at least every two years and negotiate a cheaper rate with good flexibility Ensure you use a mortgage offset account for your savings and understand how to use it wisely Split your loan – fix a portion and leave the rest variable for […]
You may have noticed the Australian finance sector is in the spotlight at present as a Royal Commission is held into the banking, superannuation and financial services industry. If you’re feeling confused about what it all means you’re not alone – no doubt there will be some improvements in the banking and finance sector. But […]
