PAY OFF POINT (POP) Calculator

This worksheet is designed as a conversation tool only. All calculations are estimates only, not predictions. Any future tax calculations are estimates only. Seek professional tax advice should you feel it necessary. The Capital Gains Tax (CGT) calculation assumes the highest marginal tax rate. Net profit from sale of the investment property assumes 3% fees to exit the property plus 5% allowance for initial stamps and costs. The NET monthly cost/income after expenses assumes a 4.5% rental yield and vacancy rate of 2%. Depreciation is calculated based on the first year’s deductions. A conservative investment property strategy should allow for a minimum of 10 years. All investment has risk and no future outcomes are guaranteed. Markets may be stagnant for several years before growth periods arrive.