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Home Loans 101

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  2. Home Loans 101

Some of your Questions:

Q.9. How long does a pre-approval last?

A pre-approval is usually valid for three months from the date of issue. Some lenders can give you a 180-day pre-approval period. You can always renew a pre-approval if you are getting to the end of its period, it is simply a matter of providing updated financial information and confirming that your circumstances have not changed adversely.

9. How long does a pre-approval last?

More Questions of yours:

  • 1. What is LVR?
  • 2. What is Lenders mortgage insurance (LMI)?
  • 3. What is the difference between a fixed rate loan and a variable rate loan?
  • 4. What is a Comparison Rate?
  • 5. What is the difference between a ‘Principal and Interest’ repayment and an 'Interest-only' repayment on Home Loans?
  • 6. What deposit do I need when taking out a loan?
  • 7. What is a pre-approval or conditional approval?
  • 8. How long does it take to get pre-approval?
  • 9. How long does a pre-approval last?
  • 10. What is stamp duty? How much do I have to pay?
  • 11. How much can I borrow?
  • 12. Can I pay out my home loan at any time?
  • 13. Extra Repayment Part 1 - What is an offset account? How does an offset account work?
  • 14. Extra Repayment Part 2 - What is redraw?
  • 15. What is Equity?

Services

  • » First Home Buyer
  • » Purchasing A Property Or Upgrading
  • » Refinance & Debt Consolidation
  • » Buying An Investment Property
  • » Guarantor Loans
  • » Building Or Renovating
  • » Buying Within A SMSF
  • » Personal Loans & Commercial Loans

Calculators

  • » Stamp Duty Calculator
  • » Loan Repayment Calculator
  • » Extra Repayment Calculator
  • » Credit Card Calculator
  • » How Long To Repay Calculator
  • » Borrowing Power Calculator - Guide Only
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Email: Ajay.Krishnan@homeloansfast.com.au

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Home Loans Fast Pty Ltd (Home Loans Fast) is authorised as a corporate credit representative (Corporate Credit Representative Number 404776) to engage in credit activities on behalf of BLSSA Pty Ltd (Australian Credit Licence number 391237) ACN 117 651 760